Girl who wants fast cash but has no credit

Same Day Title Loans
in Kentucky!

  • Keep driving your vehicle
  • Borrow up to $20,000
  • Bad Credit is no problem
  • Fair terms & APR
  • Keep driving your car
  • Borrow up to $20,000
  • Bad Credit is no problem
  • Fair terms & APR

Apply Now For A

Kentucky Title Loan!

    Online Title Loans In Kentucky With No Store Visit

    Title loans can be easily obtained in Kentucky, and qualified applicants can get cash within one business day using just their car's collateral and proof of income. Auto title loans are legal in Kentucky, and most customers can qualify for a loan with just a lien free vehicle and income verification. Kentucky is said to have the nation’s worst poverty rate. Many people living in Kentucky are either at or below the poverty line, making it challenging to get approved for bank loans that require excellent credit. Title loans may seem like a quick fix to all your problems, but borrowers often pay more than expected. Instead of using a vehicle title as collateral for a loan in Kentucky, you may use the title for a boat, home, or land.

    These are short term loans, but borrowers can face a long-term payback period. These loans are risky and may be very expensive. If you are considering a secured loan, read all the terms and conditions carefully before applying. If you fall into hard times, it can take months or years to pay back title and other collateral loans, so make the best decision for your situation. In Kentucky, title loans are also called title pledge loans, and you can often get approved without a store visit!


    What Is Required For Auto Title Loans In KY

    You must give up your car title as collateral to get an auto title loan. That means your car's pink slip will be signed over to the lender and you can't have cosigners or lienholders on the title. No extra fees are allowed to be charged on top of the interest. Title loans are rarely undertaken in Kentucky due to the interest rates. These loans have a very high chance of risk. Of the people who have taken title loans in Kentucky, about 20% have sold their car, or their vehicle was repossessed. Because the nature of loans requires a certain amount of desperation on the borrower's part, the average borrower tends to be very high risk.


    400 West Market Street in Louisville KY.


    Regulations For Car Title Loan Lenders In Kentucky

    All the lenders and borrowers in Kentucky should be licensed and registered with the state before they conduct business. $15,000 is the maximum amount allowable for car title loans online in KY. Interest rates differ for title loans depending on the amount. Loans over $3,000 have an APR of 2% per month. Loans less than $3,000 have an APR of 3% per month. If you miss a payment, the lender can repossess your vehicle. The lender must have the car at least 20 days before selling it.

    The rules and regulations for car title loans must be carefully analyzed before taking an online title loan. The lenders and the buyers must show their licenses while originating the loan. The vehicle's condition and related documents will also be checked before the title loan is granted.

    Much like all instant online title loan companies in the South, it's essential to find a company that's reputable and has a good reputation. If a company that offers online title loans goes against the rules and regulations of the state, the borrowers have the right to inform the authorities. Generally, the courts rule in favor of the borrowers. You must raise your voice and tell them about payment or collection issues. You can contact the Department of Financial Institutions in Kentucky to inform the authorities. You can also file a complaint with Kentucky's Attorney General’s Consumer Protection Division. Make sure you make all online title loan payments on time, as there is a high chance of losing your vehicle.


    Apply Today For A Kentucky Title Loan

    Kentucky offers same day approval for title loans, and there are few requirements other than your car's title and employment verification. Get started today with Southeast Title Loans and we'll work to process your application and get you an estimate and repayment term in less than an hour. You also have the option to call us at 1-800-308-1905 to have your loan underwritten over the phone. However you choose to apply, there's a decent chance you can sign your lending contract and have the cash sent by direct deposit to your bank account within 24 hours!